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Hi, John.
Welcome to P&C. I can't answer your question but I can direct you to the words of a smart man, Doc Sartin. Look at Follow Up #83, pages 24 et seq. for his betting guidelines. Here's an excerpt:
"Bet in such a way that you're always about even and never have to make up for a lot of previous losses when your Overlay win occurs. This will often mean betting Place horses when the more obvious winners are going to pay very little. It also means learning to pass or making proportional bets so that you still profit from Underlays.
While I'll always have at least two Win bets, I'll often spread another $10 or so in backup bets."
There's nothing wrong with "savers." Place bets have never gotten it done for me and I'm just a mediocre Exacta player, so my savers are chalky Win bets. I think of myself as a two-horse, "hedge" bettor. I'll bet some 2-1 chalk to get a 4-1 or higher second horse. And in a 20-race cycle, my hit rate is usually better than 50%, so if my second horse wins a few times, I'm good. That's how I've learned to do it from experience, but everybody is different.
As our friend Bill V. says, "Good skill!"
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