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Bill V.:
While the math mentioned above is well and good, you might want to consider the following simplified "rules" for win betting (unlike handicapping, rules DO work for betting and money management):
For 2 horse bets: rank your (4) contenders by whatever method you prefer.
If the top choice can be bet at 5-2 or higher, bet it
If the second choice can be bet at 4-1 or higher, bet it
If the third choice can be bet at 6-1 or higher, bet it
If the fourth choice can be bet at 8-1 or higher, bet it
If these rules have you betting 4 choices, you are missing something so PASS
If these rules have you betting 3 choices, your option to pass since the crowd does not usually make these kind of mistakes in most races
Exception to the rule: if your top choice can be bet at 3-1 or higher, OK to bet your second choice at 3-1 or higher.
If the rules above do not qualify a group bet, then bet a single horse to win if it can be bet at 1-1 or better AND any horse at 3-1 or lower IS NOT a win contender according to your handicapping.
In your example, your 2 horses were 3-1, so you have a valid bet according the exception criteria.
Hope this helps.
Richard
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