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Storm,
Horses that don't have the money normally don't win the races.
If you don't do the APV you can still be a winner, but when you have just lost a race and go back and look at the numbers and find you had your money on the lowest APV you'll feel pretty stupid.
Follow Admin's posts and you will see he does them like bringing silverware to the table before dinner. One doesn't need any silverware to eat with but it makes it a lot easier.
Then check and see what his ROI is.
Froggy
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