[richrosa]

jms62,

I am the President of a software company that sells a product to credit card company for collections. My firm deals with companies worldwide.

I know this is bad news, however, I can assure you that there is not a single major US credit card issuer that is not using facilities in either India, Philippines, Jamaica, St. Lucia, or some former eastern-Bloc country. Even my 6 year-old's favorite bank, Bank of America, and my former employer, sends work overseas. In fact, if you are a contractor, many of those same banks demand that you use overseas contractors as part of your work for them.

Unfortunately, there isn't much completely "on-shore" companies in financial services anymore.