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Hi Charlie. As far as the balance numbers I look at them last and if a horse has a balance over 8 I downgrade it. I have found most of the horses with balances over 8 are usually not in my top 4 anyway, but if it is I would move it to #5, unless the 5th tiered horse is saddled with form defects in which case I leave it 4th but it would not be a win bet for me.
Tim
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Trust but verify
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